Our handy product comparison matrix, helps you decide on the product that's right for you.
Compare products
We understand investors have individual needs and preferences, so our range of products have been specifically developed to provide our clients and partners the flexibility to choose the loan that best aligns with their investment needs and risk appetites.
| Margin Loan | Investment Funds Multiplier | Direct Investment Loan | |
|---|---|---|---|
| Account Establishment: | |||
| Apply Online | Y | Y | Y |
| Application fee (for Individuals) | Nil | Nil | Nil |
| Minimum credit application | $20,000 | $20,000 | $20,000 |
| Minimum interest loan balance* | $20,000 | $20,000 | Nil |
| *The minimum interest loan balance is waived when activated with a regular savings and investment plan using Instalment Plus. | |||
| Acceptable investments: | |||
| ASX listed shares, ETFs, LICs & other CHESS eligible investments |
Y | Y | Y |
| International shares# | Y | N | N |
| Unlisted managed funds | Y | Y | N |
| #International securities must be held on an approved investment platform, please check the International Acceptable Investment List for details | |||
| Add-on features: | |||
| Earn Qantas Points^ | Y | Y | Y |
| Combine Exchange Traded Options strategies | Y | N | N |
| Borrow shares to short | Y | N | N |
| Monthly savings & investment plans | Y | Y | N |
| Gearing Management Tools: | |||
| Target gearing alerts | Y | Y | Y |
| Buffer alerts | Y | Y | N |
| Electronic Margin Call notification | Y | Y | Y |
| Margin call repayment plans | N | Y | N |
| Capabilities: | |||
| View your loan & investments online 24/7 | Y | Y | Y |
| Borrow against acceptable investments held on platforms and through Separately Managed Accounts | Y | Y | N |
| Manage credit balances with Adelaide Bank CMA | Y | N | Y |
Things you should know
^ You must be a Qantas Frequent Flyer member to earn Qantas points. A joining fee may apply. A higher variable rate may apply to your margin loan facility. For more information, refer to the 'Rewards Plus' section of the Leveraged Terms & Conditions.
Gearing involves risk. It can magnify your returns; however, it may also magnify your losses.
The Leveraged Equities Margin Loan, Investment Funds Multiplier and Direct Investment Loan are issued by Leveraged Equities Limited (ABN 26 051 629 282, AFSL 360118) as Lender and as a subsidiary of Bendigo and Adelaide Bank Limited (ABN 11 068 049 178 AFSL 237879). The information on this website contains general advice only and does not take into account your personal objectives, financial situation or needs. This information does not constitute financial or tax advice. We recommend that you obtain your own independent professional and tax advice on the risks and suitability of this type of investment and to determine whether your interest costs will in fact be fully deductible in the current financial year in your particular circumstance. Terms, conditions, fees, charges and normal lending criteria apply.
Please consider your personal circumstances, consult a professional financial adviser and read the Product Disclosure Statement and Incorporated Statements (together, the 'PDS') and Product Guide, together with the terms and conditions applying to the product or service, before making an investment decision. To obtain a copy of the PDS and relevant information please call 1300 307 807, visit the individual product pages on this website, or contact your financial adviser. Not suitable for a self-managed superannuation fund
