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Copyright

Copyright in the information contained on the Leveraged Equities web site is the property of Leveraged Equities. This information is provided for personal use only and is not to be distributed or transmitted to any third party, in whole or in part, without the prior written consent of Leveraged Equities.

Accuracy of information

All information on this website has been obtained from sources believed to be accurate. The information provided on this website has not been verified and may be subject to change. It is given in good faith and has been derived from sources believed to be accurate. Leveraged Equities or any related entity do not give any representation or warranty as to reliability, accuracy or completeness of information contained on this web site and therefore all responsibility is expressly disclaimed, whether due to the negligence of Leveraged Equities or otherwise. To the maximum extent permitted by law, no entity in the Group, its agents or officers shall be liable for any loss or damage arising from the reliance upon, or use of the information contained on this website.

Leveraged Equities accepts no liability for any errors in data or other information provided by clients and transmitted through the web site, whether that error is caused by the client or any technical malfunction.

General Advice Warning

The Leveraged Equities Margin Loan, Investment Funds Multiplier and Direct Investment Loan are issued by Leveraged Equities Limited (ABN 26 051 629 282, AFSL 360118) as Lender and as a subsidiary of Bendigo and Adelaide Bank Limited (ABN 11 068 049 178 AFSL 237879). The information on this website contains general advice only and does not take into account your personal objectives, financial situation or needs. This information does not constitute financial or tax advice. We recommend that you obtain your own independent professional and tax advice on the risks and suitability of this type of investment and to determine whether your interest costs will in fact be fully deductible in the current financial year in your particular circumstance. Terms, conditions, fees, charges and normal lending criteria apply. Please consider your personal circumstances, consult a professional investment provider and read the Product Disclosure Statement (PDS) and Product Guide before making an investment decision. To obtain a copy of the PDS and relevant information please call 1300 307 807, visit www.leveraged.com.au or contact your financial adviser. Not suitable for a self-managed superannuation fund.

Initial Public Offerings

To receive the Diversified LVR the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration Limit in the Secured Portfolio. Any Market Value not eligible for the Diversified LVR may receive the Standard Lending Ratio. Please call 1300 307 807 for more information. Lending Ratio - The percentage applied from time to time by the Lender in its absolute discretion to particular items of the Secured Portfolio and, if no percentage is allocated by the Lender for a particular item of the Secured Portfolio, means zero. You must confirm the Lending Ratio applicable to your Secured Portfolio prior to purchasing Acceptable Investments. Lending Ratios are set for the purpose of managing the Lender’s risk and do not represent, and should not be interpreted as, investment recommendations or advice. Maximum Units – The maximum number of units a Lending Ratio will be applied to. The Lender may at any time and at its absolute discretion, change the Acceptable Investment List, any percentage to calculate the Buffer, or any Lending Ratio in accordance with the Margin Loan Facility Agreement. The information in this document forms part of the Leveraged Equities Margin Loan Product Disclosure Statement (the PDS).

Important Notice

Before applying for a Margin Loan, Investment Funds Multiplier or Direct investment Loan Facility you must receive and read the relevant Product Disclosure Statement and Product Guide.These are provided by Leveraged Equities Limited (ABN 26 051 629 282, AFSL 360118) (referred to Leveraged Equities, LE or the Lender). A Product Disclosure Statement (PDS) has been prepared by the Lender and is dated 4 December 2018 or later. You can contact the Lender on 1300 307 807. References in the Application Form to the Product Guide means the Margin Lending Product Guide, Investment Funds Multiplier Product Guide or the Direct Investment Loan Product Guide (as the case may be) and issued by the Lender and dated 4 December 2018 or later.

Defined words and expressions

Capitalised terms in the Application Form have the meaning given in Part 1 (Definitions and Interpretation) of the Agreement in the Product Guide. "You" and "your" means the Borrower or the Guarantor as the case may be.

Fee Schedule

A Fee Schedule is set out in Section 4 of the Product Guide; alternatively you may view our current Fee Schedule online.

Identification and supporting documentation

You may be asked to provide certified copies of various documents. Please note:

  • The person certifying must include their full name, signature and qualification which makes them eligible to certify a copy.
  • Another party to the Facility can’t certify the documents.
  • For Margin Loan and Investment Funds Multiplier facilities, your Nominated Financial Adviser may be able to certify a copy if they have more than 2 years continuous service with one or more AFS Licence holder.
  • You must provide the copy with the original signature of the person certifying that the document is a true copy.
  • Photocopy the relevant identification or supporting document first, then ask the certifier to sign the photocopy, then send the photocopy to the Lender. Do not provide a photocopy of the certifier’s signature.
  • Call the Client Service Team for information about people who can certify copies of documents.

Collection of Tax File Numbers

Collection of tax file numbers (TFNs) is authorised, and its use and disclosure are strictly regulated, by the tax laws and Privacy Act. Quotation is not compulsory but tax may be taken out from certain payments made to you at the highest marginal rate of taxation plus Medicare levy if you do not quote your TFN or claim an exemption. For more information about the use of TFNs you can contact the Australian Taxation Office. If you elect to quote your TFN, you authorise the Lender, the Nominee and the Sponsor as your agents on your behalf to quote your TFN in respect of all transactions under the Agreement and in respect of the Secured Portfolio. Nothing in this request obliges the Lender, the Nominee or the Sponsor to quote your TFN.

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Leveraged Equities Limited ABN 26 051 629 282 AFSL 360118
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