Upcoming changes to Adelaide Bank products

When your margin loan was established, you were provided with a BSB and an Account Number attached to an Adelaide Bank account specifically for managing payments into your Loan Account. On 6 December 2025, this account will transition to an equivalent product issued by Bendigo Bank. The new bank account name, BSB and account number will be communicated to you via a posted letter on or around 27 October 2025 (and will also be available upon request). You will need to use the updated bank account details for any transfers and payments made from 6 December 2025. You may notice an alert when making initial payments into this new bank account. This is because the bank account will be subject to the Australian Payments Plus ‘Confirmation of Payee’ capability.

Separately, if you use any of the following products as a Linked Investment Account (e.g. for sweeping purposes) or as an Acceptable Investment under your margin loan, the product names will change on 6 December 2025:

BSB and account numbers for these products will also change. The new account details will be included in statements sent to you after the transition occurs and will also be available on request.

Updated terms and conditions for these products can be found at https://www.bendigobank.com.au/disclosure-documents/ Note: Terms and conditions relating to the Sandhurst Cash Management Trust (issued by Sandhurst Trustees) will be available from 8 December 2025.

No. You do not need to complete any forms for the change to occur.

If you have a separate Adelaide Bank account nominated on your margin loan (e.g. for debiting of interest and / or crediting of funds), this bank account will be closed once transition is complete and any debits from or credits into that bank account will cease. Adelaide Bank will communicate your new Bendigo Bank account details to you. If you would like that new Bendigo Bank account to be your Nominated Account on your margin loan, you will need to complete a Change Bank Account Details form. The form is available on our website.

If you have previously provided Leveraged with dividend and distribution instructions to be paid into your:

• Margin loan: Leveraged will automatically update your new Bendigo Bank account with the applicable share registries. We will also update Fund Managers and Nominated Platforms however in some cases we may require additional information before this change can be processed. We will contact you directly if this is the case.
• Adelaide Cash Management Account (CMA) or Cash Management Trust (CMT): you will need to complete the Direct Credit of Dividends and Distributions Form which is available on our website. If you have Managed Funds or a Nominated Platform, we may require further information from you.

If you have provided your margin loan or Adelaide CMA or CMT details directly to share registries, Fund Managers or Nominated Platforms, you will need to update your details with them. Alternatively, you can complete the Direct Credit of Dividends and Distributions Form and Leveraged will update your details on your behalf.

If you have Exchange Options Plus, Leveraged will provide your new Bendigo Bank account to Options brokers to ensure payments relating to Options premiums/credits will not be impacted.

There will be no changes to your margin loan BPAY arrangements. You can continue to use your existing BPAY details to make payments into your Loan Account.

Yes. After the transition is completed, credit via BPAY will no longer be available for CMA’s and CMT’s.

If you have previously requested a Linked Investment Account with a sweep function for a linked Adelaide CMA or CMT, the sweep function will automatically apply to your new Bendigo CMA or Sandhurst CMT (as applicable) once the transition has completed.

There will be no changes to the aligned CMA, CMT and TD interest rates as part of this change.