Important changes to the Adelaide Bank products linked to your Leveraged Equities margin loan
Upcoming changes to the Adelaide Bank products linked to your Leveraged Equities margin loan
Leveraged Equities currently uses products issued by Adelaide Bank and Sandhurst Trustees Limited (wholly owned subsidiaries of Bendigo and Adelaide Bank Limited) to provide you with the services you need to manage your margin loan.
During October 2025, these products and/or transaction services will transition to equivalent Bendigo Bank products and/or transaction services.
You may have received communications from us in April and July or seen an alert on Leveraged Online, advising you of these changes. If you haven’t received these communications and you would like to, please contact us.
A frequently asked questions section is provided below as an ongoing resource. We are committed to keeping you informed every step of the way and making this transition as simple and easy for you as possible.
If you have any questions, please contact us on 1300 307 807 (+61 2 8282 8282 for international callers) Monday to Friday between 8:30am and 5:30pm Sydney time or by email at customerservice@leveraged.com.au
FAQ's
How does this transition impact your Leveraged Equities margin loan?
When your margin loan was established, you were provided with a BSB and an Account Number attached to an Adelaide Bank account specifically for managing payments into your Loan Account. In October 2025, this account will transition to an equivalent product issued by Bendigo Bank. We will let you know the new BSB and Account Number at least 30 days prior to the completion of the transition.
If you use any of the following products as a Linked Investment Account (e.g. for sweeping purposes) or as an Acceptable Investment under your margin loan, the product names will change as follows:
| Current product name | New product name |
|---|---|
| Adelaide Cash Management Account | Bendigo Cash Management Account |
| Adelaide Money Market Term Deposit Account | Bendigo Cash Solutions Term Deposit Account |
| Adelaide Cash Management Trust (issued by Sandhurst Trustees) | Sandhurst Cash Management Trust (issued by Sandhurst Trustees) |
Do you need to complete any forms for the change to occur?
No. You do not need to complete any forms for the change to occur.
What happens if you have an Adelaide Bank account linked as a Nominated Bank Account on your margin loan?
If you have a separate Adelaide Bank account nominated on your margin loan (e.g. for debiting of interest and / or crediting of funds), this bank account will be closed once transition is complete and any debits from or credits into that bank account will cease. Adelaide Bank will communicate your new Bendigo Bank account details to you. If you would like that new Bendigo Bank account to be your Nominated Account on your margin loan, you will need to complete a Change Bank Account Details form. The form is available on our website.
If you have a Sweep Account set up via an Adelaide Cash Management Account (CMA) or Cash Management Trust (CMT), will the sweep feature automatically carry over to the new Bendigo CMA or Sandhurst CMT?
If you have previously requested a Linked Investment Account with a sweep function for a linked Adelaide CMA or CMT, the sweep function will automatically apply to your new Bendigo CMA or Sandhurst CMT (as applicable) once the transition has completed.
Who will provide share registries with the new Bendigo Bank account for dividend payments?
If you have previously requested for dividends (for CHESS-related securities) to be paid into your margin loan, Leveraged will provide your new Bendigo Bank account to the applicable share registries to ensure dividend payments into your margin loan will not be impacted.
Who will provide Fund Managers and Nominated Platforms with the new Bendigo Bank account for redemptions and other related payments?
If you have managed fund investments or a Nominated Platform, Leveraged will provide your new Bendigo Bank account to all applicable Fund Managers and Nominated Platforms to ensure redemptions and other related payments into the margin loan will not be impacted.
Who will provide Options brokers with the new Bendigo Bank account for payment of options premiums/credits?
If you have Exchange Options Plus, Leveraged will provide your new Bendigo Bank account to Options brokers to ensure payments relating to Options premiums/credits will not be impacted.
Will the interest rate on your CMA, CMT or Term Deposit change?
There will be no changes to the aligned CMA, CMT and TD interest rates as part of this change.
Will your margin loan BPAY® arrangements change?
There will be no changes to your margin loan BPAY arrangements. You can continue to use your existing BPAY details to make payments into your Loan Account.
