Margin Loans explained

A Margin Loan allows you to borrow to invest in growth assets, such as shares and managed funds, meaning you can increase your investment opportunities more than if you were using only your own funds.

Benefits of a Margin Loan

Maximise investment opportunity

Borrowing additional money to invest increases your exposure to an investment, enhancing your profits and potential dividends earned if the portfolio rises.

Diversification

A Margin Loan can enable you to diversify your investment portfolio. Borrowing to invest gives you access to more funds, allowing investment into a different range of asset classes, industries and companies.

Flexibility

Manage your investment activities with the help of a flexible facility, including:

  • No set date to repay the loan
  • Online access to view and transact 24/7
  • A variety of interest rate options
  • A wide selection of Acceptable Investments

Potential tax deductibility

Depending on your individual circumstances, you may be entitled to claim an income tax deduction for some or all of your borrowing costs.

Why Leveraged margin loans?

  • Number 1 rated margin lender - for overall customer satisfaction*
  • Your choice of broker - unlike some margin lenders, we make it easy for you to choose who you trade with
  • More investment options - you'll have access to one of the biggest eligible investment lists in the market
  • Choice of loans - depending on your investment needs and preferences, choose the loan that best suits you
  • Owned by Bendigo and Adelaide Bank

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*Results from the Investment Trends 2016 Margin Lending Reports, based on surveys of investors, brokers and planners